OpenNova Software provides flexible and highly customizable in-house payment platform for big and small Payment Service Providers (PSPs) worldwide. Our software tailored for a Payment Gateway/PSP companies or large e-commerce merchants, which don't want to be tied to only one Bank/PSP/Payment Gateway and want to get maximum control over customer payments all over the world. Using our solution you get fully controlled in-house payment management platform including this such of key features: - flexible transaction routing (e.g. when you have several acquiring banks you can choose which transaction goes to which bank to optimise transaction fee) - solid fraud prevention module (internal flexible fraud management in addition to integrated external fraud scoring systems) - powerful reporting tools (sales, fraud, refund, chargeback reports) - accounting, invoicing and reconciliation module - refund and chargeback management - universal payment API and payment page - recurring payments and 1-click buy - multiple currency and multi-language support - integration of alternative payment methods - high-load ready (you can process more than 100 transactions per second (TPS)) And in addition our payment software is PCI DSS ready. We have got quite profound expertise since our team has spent 10 years in payment solutions.