FlexPay is the leading Payment Authorization System, helping subscription businesses recover failed payments, reduce the single largest cause of customer churn, and accelerate revenue and profit growth. FlexPay's Invisible Recovery(TM) engine uses AI and machine-learning models to recover your failed payments. We have analyzed over 4 billion transactions worth more than $218 billion, representing 300,897,872,470 data points. Each transaction is retried using a customized optimal strategy, resulting in higher approvals.