UBQuant’s cloud-based SaaS solution delivers a transformative way for bank UBPR analysis with our award-winning insights engine. Using our intuitive visualizations, compare your custom peers or regulatory peer group averages or watchlist trends, augmented with individual bank data points. Our Critical Ratios offers leading key metrics to drive your performance insights beyond the standard UBPR ratios. Build your own performance stories by modeling with your custom ratios by defining your own formulas to turn the bank financial data into actionable insights. The UBQuant standard interface for all plans includes bank report visualization with % change, peer average comparisons, and watchlist trending, along with downloadable respective individual bank data. Standard Ratios: From Summary Ratios to Fiduciary & Related Services, all regulatory categorized UBPR metrics organized for intuitive access and better analytics. Plus, research analysis on any UBPR or Call report metric. Critical Ratios: UBQuant pre-defines CAEL metrics (Capital Adequacy, Asset Quality, Earnings, Liquidity) and other critical metrics with real-time formula-based computations to provide deeper insights for premium users. (We curated these ratios to support evaluation of bank’s financial condition based on the commonly used regulatory rating metrics, red flags, industry resources, and our customer requests.) Custom Ratios: UBQuant pro users can define their own custom formula ratios to build their personal set of analytics. Real-time computations yield instant results along with peer computations and trends. No limitations or restrictions on metrics – any valid Call and/or UBPR metric combination can be used.