Garner offers a doctor search tool and plan designs that cover employee out-of-pocket expenses when they use the tool to find high quality medical providers. Their product is based on the belief that the key to lowering healthcare spending is getting employees to better performing individual doctors. They utilize a commercial claims database and evidence-based algorithms to assess the performance of every doctor versus their local peers. Garner also covers employee out-of-pocket costs when they see a top-performing doctor and uses a dedicated concierge team to develop trust with members. The result is a turnkey solution that guarantees reduced costs, improved clinical outcomes, lower employee cost shares, and a great employee experience.