Finartz ACS provides a modern and user-friendly management portal for back office and call center support, and an API for flexible integration. Finartz ACS supports EMVCo 3DS 2.0 protocol. Finartz 3D Secure 2.0 ACS can be configured flexibly according to requirements. Compliance Finartz ACS is compliant with; ● 3D Secure v2.1 ● 3D Secure v2.2 ● Verified by Visa ● MasterCard Secure Code ● MasterCard Identity Check Security / Encryption ● Using Mutual TLS to authenticate the 3DS Server and the DS. ● Thales PayShield 9000 and PayShield 10000 HSMs are supported. ● Compliant with PCI/DSS. Authentication ● Multiple challenge methods are supported such as SMS OTP, Redirection. ● Risk based authentication is supported. ● Multi language SMS OTP authentication page. Architecture ● Scalable Architecture that supports additional servers to increase processing capacity when required. ● Java technology provides support for multiple platforms and operating systems. ● Platforms supported; Java 8+, Oracle, Tomcat. Issuer ● Multi-issuer is supported. Single and multiple issuers can be created and managed separately. ● Card information isn’t stored in ACS, online card status enrollment service is used to ask card status to Issuer.