Beyond ARM is a cloud-based and on-premise debt collection software suitable for businesses of all sizes, including financial services, government, healthcare, legal, consumer lending, and commercial lending companies. Its primary features include Accounts Receivable Management (ARM), predictive dialling, credit/risk scoring, reporting, and analytics. It also offers e-signatures, e-payment processing, secure AR/debitor communication, collection agency client communication, bill and document presentment. Beyond ARM helps companies reduce debt collection time and increase customer receivables. It allows business managers and staff to manage accounts receivables, define on-screen design, and action workflow.